I Knew You Were Trouble! Taylor Swift goes on an action-packed hike in Malibu …despite having just insured her pins for $40 million

Her team is reportedly looking into insuring her enviably long legs for an estimated $40 million.

But Taylor Swift was happy to risk cuts and scratches to her pricey assets on a hike with a male pal on an overgrown trail in Solstice Canyon above Malibu, California, on Thursday.

With temperatures at the seaside locale hitting a high of 80 degrees Fahrenheit, the 5ft 10ins singer kept cool in a black T-shirt and a tiny pair of red shorts, exposing her pins to the Poison Oak and prickly bushes on either side of the narrow path.

The 25-year-old, who was wearing black Nike sneakers, left her blonde hair down to frame her make-up free face and protected her eyes from the bright sunlight with a pair of Ray-Ban Wayfarers.

At one point Taylor even ran down some rough-hewn steps to get her heart rate going, risking a nasty fall.

Her male friend, who may have been a member of her security team, was dressed in long baggy shorts and a black T-shirt.

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And the Shake It Off star surprised a group on the trail when she walked past them.

The news about the seven-time Grammy winner’s valuable legs was reported by the National Enquirer on Monday.

‘It seems like a ludicrous sum, but if anything happened to her legs, Taylor wouldn’t be able to give her dynamic, signature stage performances,’ a source told the newspaper.

‘She wants it all sorted out before her world tour starts in May.’

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Taylor can clearly afford the insurance as she’s currently worth $200 million, $64 million of which she earned last year, according to Forbes.

The Shake It Off singer will kick off her 1989 World Tour on May 5 at the Tokyo Dome in Japan.

The shows will feature openers including HAIM, Vance Joy, Shawn Mendes, James Bay, Ellie Goulding and John Newman.

The Giver actress’s grueling 54-city tour wraps December 12 in Melbourne.

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